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Get it on the App Store Before you leave our site, we want you to know your app store has its own privacy practices and level of security which may be different from ours, so please review their policies. Depending on the peer-to-peer lending platform, borrowers with poor credit scores or who want a co-borrower or co-signer may get financing. Continue Go back to Bank of America. Secure, convenient banking with our Mobile app. HELOCs allow you to borrow against the available equity in your home, but if you fail to repay the debt the bank can take your home as collateral.