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36 MONTHS TO PAY na Personal LOAN From EASTWEST BANK? EASY Application O PAASA Lang? Lets Find OUT!While many lenders will require you to have a bank account for loan approval, you may be able to find loans with no bank account. How to Get A Personal Loan Without Salary Slip and Bank Statement? � 1. Maintain a Good Credit Score � 2. Try and Keep Debt-to-Income Ratio Low. Common lenders that may be willing to work with you even without a bank account include payday lenders, title lenders, and pawnshop lenders.