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?? BMO Checking Account Review: Weighing the Pros and ConsStart the year with a new banking deal from BMO, where you'll earn up to a $ bonus when you open a new BMO Chequing Account. Open a new BMO Smart Advantage Checking Account and get a $ cash bonus when you have a total of at least $4, in qualifying direct deposits within the. Earn a $ cash bonus from BMO for opening a new personal checking account. Full details below!