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Credit Card Minimum Payment Explained FAST (Payment Basics 4/4)If you're a new Lloyds Bank customer, your minimum payment is either % of your balance plus any interest and fees or ?5 � whichever is higher. The minimum payment on your credit card is typically calculated as either a flat percentage of your card balance or a percentage plus the cost. A minimum payment on a credit card is the lowest amount that must be paid each month to avoid late fees and maintain a good credit standing.
