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BMO Cashback World Elite Mastercard Review - OVERRATED?New: Use your BMO debit or credit card to sign in to online or mobile banking, please follow these steps (instructions) to be redirected back here once you sign. The best BMO Bank credit cards in Canada include a variety of no-fee Mastercards, several Visa Infinite options, and co-branded travel. Cash back credit cards work by assigning a set rewards value to each dollar that you spend. For example, you might earn 2% back for each dollar.