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BMO Rewards Program: All You Need To Know in 2024 (Points Earn \u0026 Burn)The BMO CashBack Mastercard earns 3% cash back on groceries (up to $ per month), 1% cash back on recurring bills (up to $ per month), and % cash back. When you're done, you'll learn how to: Request an increase to your credit card limit. Reduce the amount you can spend on your credit card. It should be noted, however, that the earn rate is capped at a maximum of $ per month in spending, so if you regularly spend more than that.