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It's possible that the information provided in the website is available only in English. All rights reserved. After that period ends, a cardholder is likely to face another high interest rate on their balance, in which case a personal loan�with rates that tend to be lower, fixed, or both�is probably the cheaper option. Credit card companies might send out pre-approved offers to customers who fit their ideal credit profile. Ads served on our behalf by these companies do not contain unencrypted personal information and we limit the use of personal information by companies that serve our ads.