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Which Canadian Banks are 'Hoarding' Cash? RBC, TD, and BMOThe good news is that with BMO U.S., you can apply for a mortgage using your Canadian credit history and Social Insurance Number (SIN) if you don't have a U.S. I think BMO also has a similar offering, as might other Canadian banks. In my case there were no cons. I got the same mortgage terms as I. Get answers to our most frequently asked questions regarding our cross border banking services Can I apply for a mortgage in the United States? Yes. BMO U.S.
