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BMO U.S. Dollar Mastercard Credit Card Review - Watch Before you ApplyUnless you have a USD account/card, yes you will have to pay the conversion fee. BMO uses the same Mastercard+% rate for debit transactions as they do for. Enjoy a truly rewarding credit card. 2 points per $1 spent on eligible gas and groceries, up to $2, in combined spend each calendar quarter and 1x on all. spend US $2, in the first. 3 months of account opening. US $ cash back bonus when you spend US $2, in first. 3 months of account opening. N/A. Ongoing.
